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Greenbush Premium Financing, LLC
Greenbush Premium Financing, LLC
Terms & Conditions
A legal disclaimer
The information provided on this website is for general informational purposes only and does not constitute a commitment or offer to provide financing in any jurisdiction where prohibited by law.
All premium financing transactions are subject to underwriting review, approval, and the terms and conditions of a written Premium Finance Agreement.
Financing terms, rates, fees, and eligibility requirements may vary based on applicant qualifications, insurance carrier requirements, state regulations, and other underwriting factors.
Submission of information through this website does not guarantee approval or establish a financing relationship.
By using this website, you acknowledge and agree that any reliance on information contained herein is at your own risk.
Greenbush Premium Finance reserves the right to modify, suspend, or discontinue any products, services, rates, or website content without prior notice.
This website may contain links to third-party websites for convenience only. Greenbush Premium Finance does not endorse or assume responsibility for the content, security, or practices of any third-party websites.
Greenbush Premium Finance is a licensed insurance premium finance company operating pursuant to applicable New Jersey laws and regulations.
Privacy Policy
Effective Date: May 6, 2026
Greenbush Premium Financing, LLC. (“Company,” “we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you provide through our website and services.
This Privacy Policy describes how we collect, use, disclose, and safeguard information obtained through our website and in connection with our insurance premium financing services.
Information We Collect
We may collect personal, financial, and business information, including but not limited to:
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Name
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Address
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Email address
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Telephone number
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Date of birth
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Insurance policy information
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Payment and billing information
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Bank account information for ACH payments
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Business information
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IP address and website usage information
Information may be collected directly from you, insurance agents or brokers, insurance carriers, payment processors, or other third parties involved in the premium financing process.
How We Use Information
We may use collected information to:
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Process and administer premium finance agreements
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Evaluate financing eligibility
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Process payments and transactions
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Communicate regarding accounts and payment activity
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Provide customer service and support
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Comply with legal and regulatory obligations
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Detect fraud, unauthorized activity, or security incidents
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Improve website functionality and user experience
Information Sharing
We do not sell personal information.
We may disclose information as permitted or required by law, including to:
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Insurance agencies and brokers
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Insurance carriers
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Financial institutions and payment processors
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Service providers assisting with operations
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Governmental or regulatory authorities
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Legal counsel or auditors
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Parties involved in collections or enforcement of finance agreements
All disclosures are made in accordance with applicable federal and state laws.
Protection of Information
We maintain physical, electronic, and procedural safeguards designed to protect personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.
Cookies and Website Tracking
Our website may use cookies and similar technologies to enhance website functionality, analyze website traffic, and improve user experience.
You may modify your browser settings to refuse cookies; however, some website features may not function properly.
Third-Party Websites
Our website may contain links to third-party websites. We are not responsible for the privacy practices, content, or security of external websites.
Users access third-party websites at their own risk.
Electronic Communications
By submitting information through this website or using our services, you consent to receive electronic communications related to your account, financing agreements, payment activity, and customer service communications where permitted by law.
Retention of Information
We retain information for as long as necessary to:
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provide services,
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comply with legal obligations,
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resolve disputes,
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enforce agreements,
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and satisfy regulatory requirements.
Children’s Privacy
This website is not intended for individuals under the age of 18. We do not knowingly collect personal information from children.
Your Rights
Depending on applicable law, you may have the right to:
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request access to certain personal information,
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request correction of inaccurate information,
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request deletion of certain information,
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or opt out of certain communications.
Requests may be submitted using our contact information.
Changes to This Privacy Policy
We reserve the right to modify this Privacy Policy at any time. Changes become effective upon posting to this website.
Users are encouraged to review this policy periodically.
Terms & Conditions
Effective Date: May 6, 2026
These Terms & Conditions (“Terms”) govern your access to and use of the website operated by Greenbush Premium Financing, LLC. (“Company,” “we,” “us,” or “our”). By accessing or using this website, you agree to be bound by these Terms.
If you do not agree to these Terms, you should not use this website.
Use of Website
This website is provided for informational purposes and to facilitate communication regarding insurance premium finance services.
You agree to use this website only for lawful purposes and in accordance with these Terms. You may not:
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Use the website for any fraudulent or unlawful purpose
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Attempt to gain unauthorized access to systems or data
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Interfere with website functionality or security
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Submit false, misleading, or incomplete information
No Offer of Financing
Information provided on this website does not constitute a binding offer to finance or a commitment to extend credit.
All premium finance transactions are subject to:
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Completion of a Premium Finance Agreement
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Underwriting review and approval
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Applicable state laws and regulations
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Verification of submitted information
We reserve the right to decline any application at our sole discretion.
Eligibility
By using this website or submitting information, you represent that:
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You are at least 18 years of age
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You have authority to act on behalf of the insured or business entity (if applicable)
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All information provided is true, accurate, and complete
Premium Finance Terms
If approved, financing will be governed by a separate written Premium Finance Agreement.
Such agreement will govern, among other things:
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Payment schedule and installment amounts
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Interest rates and finance charges
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Late fees and returned payment fees
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Cancellation rights and procedures
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Default and collection provisions
In the event of a conflict between these Terms and a signed Premium Finance Agreement, the Premium Finance Agreement shall control.
Payments
If payments are made through this website or via electronic authorization:
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You authorize Greenbush Premium Financing or its payment processor to debit your designated account
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You are responsible for ensuring sufficient funds are available
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Returned payments may result in additional fees
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Payment processing times may vary based on banking institutions
Electronic Communications & Consent
By using this website, you consent to receive electronic communications from us, including:
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Account notices
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Billing and payment information
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Finance agreement documents
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Service-related communications
You agree that electronic signatures and records satisfy any legal requirements for written documentation.
Intellectual Property
All content on this website, including text, logos, graphics, and design, is the property of Greenbush Premium Financing or its licensors and is protected by applicable intellectual property laws.
You may not reproduce, distribute, or modify website content without prior written consent.
Third-Party Services
We may use or link to third-party services, including payment processors or insurance carriers.
We are not responsible for:
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Third-party websites or services
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Their content, policies, or practices
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Any damages or losses arising from their use
Use of third-party services is at your own risk.
Disclaimer of Warranties
This website is provided on an “as is” and “as available” basis.
We make no warranties, express or implied, including but not limited to:
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Accuracy or completeness of website content
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Uninterrupted or error-free operation
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Fitness for a particular purpose
Limitation of Liability
To the fullest extent permitted by law, Greenbush Premium Financing shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of this website.
This includes, without limitation, damages related to:
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Loss of data
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Business interruption
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Unauthorized access to information
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Reliance on website content
Indemnification
You agree to indemnify and hold harmless Greenbush Premium Financing, its officers, employees, and affiliates from any claims, liabilities, damages, or expenses arising from:
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Your use of the website
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Your violation of these Terms
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Your violation of any applicable law or regulation
Privacy
Your use of this website is also governed by our Privacy Policy, which is incorporated by reference.
Changes to Terms
We reserve the right to update or modify these Terms at any time without prior notice.
Changes become effective upon posting to the website. Continued use of the website constitutes acceptance of the updated Terms.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to conflict of law principles.
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